Legal Insurance 101
Legal insurance is an in-demand benefit across the world. See how it works in the U.S. — and how it can help you address common legal issues.
DownloadLegal Insurance 101
What Is It:
- Legal Insurance provides coverage for fees associated with everyday legal events.
People with Legal Insurance Around the Globe
(Stand-Alone & Add-On Policies)
90%: Sweden
62%: United Kingdom
44%: Germany
32%: France
14%: United States
64/99 -U.S. rank for accessibility & affordability of justice compared to other countries.
How Does It Work?
- Experience Legal Event
- Call or Meet with Network Attorney, Receive Expert Advice & Representation
- File Claim with Insurance Co.
- Insurance Co. Handles Billing
- Worry-Free Life
If you decide to work with an out-of-network attorney, you are reimbursed for a portion of the cost of service.
Why Have It?
- 87% of people with legal insurance feel it reduces their stress.
Legal Insurance Checklist
When choosing a legal insurance provider, make sure you compare policy features to find the right one for you.
- Does the policy have 100% paid-in-full coverage, or just discount services?
- Does the policy cover meetings with attorneys, or just phone calls?
- Does the insurance provider ensure attorneys are credentialed?
- What legal issues are covred by the policy? What are NOT covered?
Attorney fees for most legal events are 100% paid-in-full.
Average Legal Fees Without Legal Insurance:
- Attorney Fees, $323 hourly
- Debt Collection Issues, $2,717
- Neighbor Dispute, $1,534
- Driving Privilege Protection, $2,584
- Standard Will Preparation, $969
Attorney Legal Fees With Legal Insurance: $0
