Using Your Legal Insurance

Discover the Added “Benefits Within Your Legal Benefit”

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Chances are you’re familiar with how your legal plan works and the services it’s designed to provide. For example, when you have a legal matter you’d like to address, you can start a case and work with a local network attorney to help you resolve it. And often, network attorney fees are paid in full for covered matters – saving you potentially hundreds, possibly thousands, on costly legal fees.

But did you know there’s several other “benefits within your legal benefit” you may not be aware of –providing even more protection and options when you need legal help? Here’s a quick rundown:

More immediate assistance from a network attorney:

You can always get connected with an attorney for a quick legal consultation over the phone or if you have a question about something that is happening to you by contacting ARAG Customer Care.

Legal protection for your dependents:

Depending on who your plan covers, you may be able to help protect your family, including your spouse and dependent children. So if they run into a legal matter, you know the plan is there for them as well. Some plans even include coverage for your parents and grandparents.

Reduced-fee benefits:

If your legal matter is not covered (and not excluded), you may be able to still receive a reduced rate of at least 25% off network attorneys’ normal rates for legal advice and representation.

DIY Docs:

For do it yourself individuals, our DIY Docs make it easy to create legal documents for yourself and your family members, with state-specific templates. Choose from standard will, power of attorney, vehicle bill of sale, childcare authorization and more.

Learning Center:

View articles, videos and guidebooks that provide background information and common first steps for a variety of legal matters such as divorce, estate planning, auto repair, managing money and more.

Personal Information Organizer:

Use this simple document to record all of your pertinent personal, legal, financial and medical information in one place to help your family in case of an emergency or urgent need.

 

Don’t forget – ARAG Customer Care specialists are available to help you with any questions you may have about your plan coverage or next steps to take.

These benefits all add up to several advantages and services that could come in handy when you need the flexibility and protection of an ARAG legal insurance plan. When you’re ready to learn more about everything your plan offers, view your plan details, explore service benefits in your “Tools” tab or start a case.

Plan coverage may be unavailable, vary or be limited to a specific number of hours. For matters that aren’t covered and are not excluded, members may be able to receive 25% off network attorney fees. To view your plan-specific coverage details, visit  ARAGlegal.com/member/plan-details or contact ARAG Customer Care.  

 

Limitations and exclusions apply. Depending upon a state’s regulations, ARAG’s legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, contact us.